From group micro-loans to salary advances, institutional finance, and SME working capital — we provide the credit solutions Ghanaians need to thrive.
Our core business loans cover group solidarity models and individual credit facilities — designed for Ghanaian nationals 18 years and above in viable businesses.
Solidarity group members co-guarantee each other while demonstrating individual and business ability to repay. Groups must be in legal and viable businesses. Regular collection meetings at group centres.
Apply Now →For Ghanaian nationals 18+ in a legal, viable business operating at the same location for at least 6 months. Collateral required on loans exceeding GHS 5,000. Repayment via weekly/monthly instalments.
Apply Now →Short-term loans for salaried workers to fund education, rent, or salary advances. Competitive interest rates. Maximum repayment period of 12 months. Loan amount based on net salary.
Apply Now →Multi Trust uniquely serves schools, churches, hospitals, and laboratories with short-term credit tailored to their operational needs.
Short-term loans for private schools to assist in smooth daily operations — covering staff costs, supplies, and administrative needs between fee collection periods.
Apply Now →Short-term loans to assist churches and religious organisations with infrastructure development, renovations, or event financing.
Apply Now →Short-term loans for hospitals and laboratories to fund equipment purchasing, renovations, and improvements in healthcare provision and service quality.
Apply Now →Funeral Loans: A quick loan to assist the bereaved in funeral arrangements. Maximum repayment is due the day after final funeral rites are performed — offering rapid, compassionate credit when it matters most.
SME Working Capital: For growing businesses that need working capital, equipment financing, or inventory expansion credit. Risk-based pricing with strong credit monitoring systems.
Enquire About Any Product →Credit bureau checks, cash flow assessment, guarantor verification, and credit committee approval.
Repayments accepted via office cashier, mobile money (MTN, Vodafone, AirtelTigo), and field collections by loan officers.
Credit bureau integration, collateral registry, group guarantees, and a dedicated recovery unit ensure responsible lending.
Contact our team in Kumasi today — we'll match you with the right product for your business or personal needs.