Stay informed on the latest developments at Multi Trust Micro Credit Services Ltd — including awards, milestones, and Ghana financial inclusion insights.
Multi Trust Micro Credit Services Ltd was recognised as the Financial Institution of the Year by the Ghana Microfinance Institutions Network (GHAMFIN) — a testament to our consistent performance and community impact.
Also awarded by GHAMFIN for our commitment to ethical lending, women's financial inclusion, and client-first operations. We are proud that 85% of our borrowers are women entrepreneurs.
Recognised as the Best Performing Tier-3 Micro Credit Institution in Ghana by the Micro Credit Association Ghana (MCAG) for our operational excellence and portfolio performance.
Multi Trust has formally launched its GHS 50M private placement, comprising GHS 30M in equity (ordinary shares) with a minimum investment of GHS 1M. Proceeds will fund loan book expansion, digital infrastructure, and branch network growth.
Investor Details →Multi Trust's portfolio at risk (PAR >30 days) improved significantly from 43% in 2023 to 22% in 2025 — reflecting improved credit assessment, recovery processes, and client monitoring systems.
View Financials →As part of our GHS 5M digital upgrade plan, Multi Trust is developing a mobile banking application for clients — enabling online loan applications, instalment payments, fund transfers, and account management from any device.
Multi Trust now serves over 7,500 active borrowers across Kumasi, Sunyani, Berekum, and 24 community collection centres — with 85% of the portfolio supporting women-led businesses and enterprises.
According to the World Bank, Ghana has an estimated SME financing gap exceeding $5 billion — leaving many businesses without access to the credit needed to grow.
Despite significant progress (41% inclusion in 2011 vs 70–75% today), up to 30% of Ghanaian adults remain financially excluded — particularly in rural and informal sector communities.
The majority of Ghana's working population operates in the private informal sector — underserved by traditional banks — creating significant opportunity for institutions like Multi Trust.
Follow us for updates on our growth, community programmes, and financial inclusion initiatives across Ghana.