A Bank of Ghana licensed Tier-3 Micro Credit Institution founded in 2003 — serving over 7,500 borrowers across the Ashanti and Bono Regions, with women entrepreneurs at the heart of our mission.
To provide quick, easy access and short-term cash flow solutions to businesses and individuals for self-sustainability — empowering communities one loan at a time.
To ensure sustainable, equitable, and growth-accelerated poverty reduction through micro loans — building a more financially inclusive Ghana.
Professionalism · Respect · Discipline
Punctuality · Mutual Support · Client Responsiveness
The story of Multi Trust began in 2003 as a sole proprietorship with the aim of extending credit facilities to women in communities — enabling them to grow their businesses and become self-reliant. Over two decades, that vision has grown into one of Ghana's most recognised Tier-3 micro credit institutions.
With over 7,500 active borrowers and a strong capital base, Multi Trust is now positioned for its next phase — a GHS 50M capital raise to fund digital transformation, branch expansion, and significant loan portfolio growth.
Multi Trust began operations in Kumasi with a focus on extending credit to women entrepreneurs in local communities for business and economic empowerment.
Formalised as a limited liability company and licensed by the Bank of Ghana as a Tier-3 Non-Deposit Financial Institution (Licence Reg. No. 000005).
Experienced Board of Directors appointed, including finance, legal, and engineering professionals alongside an ACCA-qualified CEO.
Recognised as the Best Performing Tier-3 Micro Credit Institution in Ghana by MCAG (Micro Credit Association Ghana).
Awarded Financial Institution of the Year and Socially Responsible Institution of the Year by GHAMFIN.
Pursuing a GHS 50M raise to triple the loan portfolio from GHS 12.7M to GHS 120M by 2030 and invest in digital banking infrastructure.
Awarded by GHAMFIN (Ghana Microfinance Institutions Network) — 2022
Recognised by GHAMFIN for our commitment to ethical, client-first, women-focused lending — 2022
Recognised by MCAG for operational excellence and portfolio quality — 2018
Multi Trust maintains a strong physical network across two of Ghana's most commercially active regions, supported by 24 community collection centres that bring financial services directly to clients' doorsteps.
Licensed Tier-3 Non-Deposit Financial Institution. Reg. No. 000005. Fully regulated and supervised.
Full compliance with Anti-Money Laundering and Know-Your-Customer regulations. No disclosed material litigation.
Independent audit completed for 2023 and 2024. Audited by external auditors annually.
Whether you're a prospective client, partner, or investor — our team in Kumasi is ready to help.